With Givio, there are no direct costs to the giver. Both the app and membership are free.
Using Givio in Online Banking
Givio charges an administration transaction fee of not more than 2%* to process the donation when donating via online banking. This helps us maintain and improve the app, vet charities, and process and distribute the donations. Some financial institutions cover some or all of Givio's fees. In this scenario, a nonprofit would receive up to 100% of the donation amount.
Your bank may or may not charge an ACH fee, which should be disclosed by your bank.
*Prior to 9/1/2023, all donations were charged a 4% transaction fee (though some financial institutions covered all or some of this fee). Givio reduced the transaction fee to 2% to further support the act of charitable giving.
Using the Givio mobile app for iPhone and Android
If you give with the mobile Givio app using a credit card, the payment merchant will charge the nonprofit a standard financial processing fee (usually 2.2% + 30c, less for ACH). Givio charges an administrative transaction fee of 4% on each donation being made in the mobile Givio app.
So, under normal circumstances, if you donate $100 to your favorite nonprofit through Givio, your nonprofit receives $93.50.